First Choice Bank, Financial Information

AboutFirst Choice Bank

 Address:
19 South Main Street
Pontotoc,MS
Pontotoc County,Mississippi
 Established:
Jan 1900
 Number of domestic offices:
3
Total assets$364M
Net income$4M
Net income,quarterly$1M
Total deposits$318M
Domestic deposits$318M
Equity capital$44M
ROA1.1%
ROAQ,quarterly1.12%
ROA,pretax1.12%
ROAQ,quarterly,pretax1.2%
ROE8.74%
ROEQ,quarterly8.98%
UpdatedMay 20, 2021

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

First National Bank is your full service community bank that has provided Pontotoc County over 110 years of excellent banking service. The bank have three convenient locations in Pontotoc, one on Main Street, one on Highway 15 North and one in Ecru.

Commercial loans are designed to meet specific needs in the operation of a business. First National Bank offers complete financing services on all types of automobiles, including both new and late model used cars. First National Bank can make personal loans that are ideal for paying taxes, medical bills or loans to see you through emergencies.

First National Bank offers home financing for terms up to 25 years. First National Bank can make any type of home or property improvement loan.