First State Bank Central Texas, Financial Information

AboutFirst State Bank Central Texas

 Address:
6500 North Mo Pac Expressway
Austin,TX
Travis County,Texas
 Established:
Jan 1909
 Number of domestic offices:
31
Total assets$1,183M
Net income$10M
Net income,quarterly$2M
Total deposits$948M
Domestic deposits$948M
Equity capital$145M
ROA0.91%
ROAQ,quarterly0.84%
ROA,pretax0.84%
ROAQ,quarterly,pretax1.14%
ROE7.27%
ROEQ,quarterly6.76%
UpdatedApr 11, 2013

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

First State Bank was originally chartered in 1909 to serve the local and surrounding agrarian community of Chilton, Texas. In 1987, the institution was relocated to the nearby urban community of Temple. Since that time, First State Bank has engaged in a strategy of market expansion opening branches throughout Central Texas.

In the decades that have followed, FSBCT has opened banking centers in cities and communities throughout the expanding region from its original base in Bell and Falls counties to include Bastrop, Burnet, Coryell, Hamilton, Hays, Lampasas, Llano, Mason, Mills, Travis and Williamson counties. Reflecting deep commitment to this expanding market area, the bank in early 1999 changed its name to First State Bank Central Texas.

First State Bank Central Texas provides full service banking primarily to commercial entities, agriculture interests and personal customers. In the Bank’s ongoing efforts to provide a full array of financial products and services, the Bank has established affiliations with First Central Texas Insurance (general insurance agency) and First Community Title Company (title insurance agency).

The strength of FSBCT is based on the ability to attract customers desirous of dealing with an independent locally owned institution capable of providing a full complement of banking services in a timely, personal and professional manner. Today, with 31 locations in the Central Texas market and over $1 Billion in assets, FSBCT is one of the strongest and largest independent banks in Texas.

Austin - Monterey Oaks
5501 Highway 290 West, Suite A
Austin, Texas 78735

Austin - Mopac
6500 North Mopac Bldg 1 Suite 1101
Austin, Texas 78731

Austin - Parmer
3951 West Parmer Lane, Suite 100
Austin, Texas 78727