First State Bank of Colorado, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

First State Bank of Colorado is a commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB). The bank was established in 1930. First State Bank of Colorado is a full-service community bank with branches in Delta, Hotchkiss, Paonia, Crawford, Westcliffe and Fountain Colorado. The bank offers the high quality service you would expect from a community bank as well as the technological inovations in banking offered by larger competitors.

First State Bank of Colorado offers a full range of deposit and savings accounts, certificates of deposit, consumer and commercial lending services, Visa debit, credit and pre-paid cards, merchant credit card processing and much more.

Hotchkiss Branch
102 East Bridge Street
P.O. Box 38
Hotchkiss, CO 81419
Phone: 970-872-3111
Fax: 970-872-4050

Delta Branch
564 Main Street
Delta, CO 81416
Phone: 970-874-5322
Fax: 970-874-5339

Paonia Branch
128 Grand Avenue
P.O. Box 597
Paonia, CO 81428
Phone: 970-527-4122
Fax: 970-527-6267

Crawford Branch
392 Highway 92
P.O. Box 350
Crawford, CO 81415
Phone: 970-921-4122
Fax 970-921-4129

Fountain Branch
410 South Santa Fe
Fountain, CO 80817
Phone: 719-382-5643
Fax 719-382-9614

Westcliffe Branch
1000 Main Street
P.O. Box 420
Westcliffe, CO 81252
Phone: 719-783-9211
Fax: 719-783-0747