First State Bank of Warren, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Merchants and Planters bank, later known as First State Bank, opened their doors to the Bradley County community in 1890. In 1961, at the annual stockholders meeting, the stockholders voted to convert from a state charter institution to a national bank charter thus renaming the bank First National Bank of Warren & Hermitage.

In 1970, the bank turned a building beside the main office in Warren into an enclosed parking garage for the convenience of the bank's customers. The bank also purchased the First Savings and Loan building south of the bank. With this purchase, the bank now owned the entire city block from south of West Cedar Street to north of West Cypress.

First National Bank of Warren continued to flourish with the development of a community development board in 1974. The bank also received approval from the Comptroller of the Currency to establish a branch on the comer of Martin and Pine Street and the Hermitage Branch was offered full service banking power.

In 1978, the stockholders decided that it would be in the bank's best interest to convert back to a state charter since it would free up reserve money that could be invested in the community in the form of loans for the customers. On Thursday, December 14, 1978, First National Bank became known as First State Bank of Warren and Hermitage. In 1993, the directors of First State Bank applied for and received approval to establish a full service branch bank in Hampton, Arkansas. The new branch was completed, dedicated and opened for business in 1994. Throughout its rich history First State Bank has provided the people in its area with the best possible banking services available.

Main Bank
104 South Main
Warren, AR 71671
Phone: (870) 226-2601
Toll Free: (800) 560-2265
Fax: (870) 226-2253

M & P Branch
220 North Martin
Warren, AR 71671
Phone: (870) 226-8680
Toll Free: (800) 560-2265
Fax: (870) 226-8682

Hermitage Branch
122 Main Street
Hermitage , AR 71647
Phone: (870) 463-2225
Toll Free: (800) 560-2265
Fax: (870) 463-8900

Hampton Branch
112 Main Street
Hampton , AR 71744
Phone: (870) 798-2265
Toll Free: (800) 560-2265
Fax: (870) 798-4948