First State Bank, Financial Information

About First State Bank

 Address:
146 W College Avenue
Holly Springs, MS
Marshall County, Mississippi
 Established:
Jul 1916
 Number of domestic offices:
3
Total assets$125M
Net income$1M
Net income, quarterly$0M
Total deposits$110M
Domestic deposits$110M
Equity capital$15M
ROA0.49%
ROAQ, quarterly0.78%
ROA, pretax0.78%
ROAQ, quarterly, pretax0.78%
ROE4.2%
ROEQ, quarterly6.63%
UpdatedMay 20, 2021

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

First State Bank was incorporated in Holly Springs in May, 1916 with $50,000 in capital. Today with branches in Holly Springs and Mt. Pleasant, capital is over $13 million and assets about $100 million.

With a solid asset base and a community-oriented organization committed to 1st rate service, First State Bank is leading its valued customers into the 21st century with the stability and technology of a progressive bank, yet with the time-honored values and traditions of a community bank.

Today First State Bank offers a complete line of traditional and high tech banking products. Mobile Banking through your iPhone is its latest product advancement. First State Bank has three locations to serve you: two in Holly Springs, MS and one in Mt. Pleasant, MS.

Main Office
146 W. College Ave.
Holly Springs, Ms 38635
662-252-4211

Craft Street Branch
615 Hwy. 7 South
Holly Springs, Ms 38635
662-252-7220

Mt. Pleasant Branch
53 Taska Road
Mt. Pleasant, Ms 38649
662-851-7572