First Trust and Savings Bank, Oneida, Tennessee, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

First Trust and Savings Bank offers a wide range financial products. Daily money management designed to meet your needs is the goal of First Trust & Savings Bank checking account options.

Operating a sound business today takes hard work, a clear set of goals, an eye on the future, a great product and the right financial resource for your total banking needs. First Trust & Savings Bank has created a Business Checking Account to serve your company's daily money management needs. Business accounts are available to sole proprietorships, partnerships, corporations and non-profit organizations. $25 Minimum Balance to Open.

Saving for a rainy day becomes easier with a First Trust Savings Account. You'll earn a market interest rate and the best in personal banking service, along with savings options to meet your specific needs.

106 Municipal Drive
Oneida, TN 37841
Phone: (423) 569-6313
Fax: (423) 569-9123

Oneida Wal-Mart
19740 Alberta St.
Oneida, TN 37841
Phone: (423) 569-7900
Fax: (423) 569-19740

Huntsville
567 Baker Hwy.
Huntsville, TN 37756
Phone: (423) 663-3400
Fax: (423) 663-3907

Jacksboro
2828 Appalachian Hwy.
Jacksboro, TN 37757
Phone: (423) 562-5151
Fax: (423) 562-5155