Horizon Bank, Financial Information

AboutHorizon Bank

 Address:
10841 North 142nd
Waverly,NE
Lancaster County,Nebraska
 Established:
Feb 1907
 Number of domestic offices:
4
Total assets$375M
Net income$7M
Net income,quarterly$2M
Total deposits$301M
Domestic deposits$301M
Equity capital$45M
ROA1.95%
ROAQ,quarterly1.87%
ROA,pretax1.87%
ROAQ,quarterly,pretax2.17%
ROE17.73%
ROEQ,quarterly16.55%
UpdatedMay 20, 2021

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Horizon Bank began as Lancaster County Bank in 1907 and is the oldest business in Waverly. In the 1920s the bank moved into what is now The News office in Waverly and in 1973 moved across the street to its present location. The current downtown location is only the third since its beginning in 1907. The bank has stood with customers through wars, the depression, inflation and recession.

M. W. Dunlap purchased Lancaster County Bank in 1958 and became only the fourth owner in bank history. The bank has been owned by the Dunlap family ever since. Longevity of service by Horizon Bank employees remains consistent with the bank’s historic stability of ownership.

The Horizon Bank name was born in July of 2001. This name change helped to facilitate the purchase of a branch in Superior, Nebraska in August of 2001. In April of 2003, the bank opened an additional full sized branch in Waverly. In 2009 it was time to grow again and Horizon Bank began to serve customers in McCook, Nebraska.

Horizon Bank is committed to the Waverly, Superior and McCook communities. With its low-income housing equity lending niche, the bank is also able to serve low income families in many Nebraska, Kansas, Oklahoma and Iowa communities. The bank takes pride in providing quality service and sound financial support to its communities and the surrounding areas. Horizon Bank encourages its employees to be involved in community organizations and other community events.

Waverly North
PO Box 447
10841 N 142nd
Waverly, NE 68462
402-786-2555

Waverly South
PO Box 447
10440 N 140th
Waverly, NE 68462
402-786-2041

Superior
PO Box 404
328 N Central Ave
Superior, NE 68978
402-879-4788

McCook
PO Box 200
312 W 1st
McCook, NE 69001
308-345-1744