Independent Farmers Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Independent Farmers Bank offers a variety of personal or installment loans designed to best fit your needs. The bank offers vehicle loans, as well as other types of loans, at competitive rates and flexible payment periods so your payments will best fit your budget. Independent Farmers Bank produces Agricultural/Commercial Loans, Real Estate Loans. The Independent Farmers Bank offers a “branded” VISA credit card for qualifying customers are available at your local branch office.

Independent Farmers Bank offers a variety of Certificate of Deposit accounts. Along with the regular Certificate of Deposit (CD) and Individual Retirement Accounts (IRA), the bank offers a step-up CD, which allows for a one-time step-up in rates and an add-on CD that allows customers to add to their CD' s in increments of $100.00. 24-Hour Banking Available Through Your Computer.

Independent Farmers Bank
201 W Main
PO Box 128
Maysville, MO 64469
Phone: 816-449-2182
Fax: 816-449-2424