Iowa State Savings Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Iowa State Savings Bank is a small, employee owned full service bank headquartered in Creston with branches in Corning, Diagonal and Lenox, Iowa. Iowa State Savings Bank provides unmatched convenience and service with six area branches, telephone and e-banking options and an extensive ATM network with surcharge-free access across the regional Shazam Privileged Status ATM network and beyond.

ISSB lends primarily to people and businesses who reside work or do business in the part of south central Iowa where branches are located. Iowa State Savings Bank lends to people in agriculture, manufacturing, wholesale and retail businesses and to individuals and couples for their personal wants and needs. The bank offers all kinds of loan products including closed-end, secured and unsecured loans, real estate mortgage loans, open- and closed-end home equity mortgages and credit cards.

The banks staff of more than fifty enjoys serving customers. The bank provides a good work environment with very competitive compensation and benefits and significant opportunities for professional development.

Main Bank
401 West Adams Street
Creston, Iowa 50801
641-782-1000

Lobby Hours
Monday - Friday: 8:30 a.m. - 3:05 p.m.
Drive-up Hours
Monday - Friday: 7:45 a.m. - 4:00 p.m.s