Jefferson Security Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Jefferson Security Bank is a West Virginia state-chartered bank that was formed and opened for business May 19, 1869 making it the oldest bank in Jefferson County, West Virginia.

In 1975 a new larger bank facility was constructed at the corner of Washington and Princess Streets in Shepherdstown. By 1987 a much needed addition nearly doubled the size of this building, the bank’s main office. 1986 marked the opening of the Bank’s first branch office in Charles Town, West Virginia. Expansion into neighboring Berkeley County began with the opening of an office Martinsburg in March 1997 and continued with the establishment of a second location near Inwood, in southern Berkeley County, in August 2000.

In 2006 the bank opened it’s door to two new offices, the Barron office opened in June at the west end of Shepherdstown and in September 2006, the newest office was opened in Sharpsburg, Maryland marking the first office in neighboring Washington County, Maryland.

Main office
Corner of Washington & Princess Streets
P.O. Box 35
Shepherdstown, WV 25443

Phone: (304) 876 - 9000
Fax: (304) 876 - 0671