Jersey Shore State Bank, Financial Information

AboutJersey Shore State Bank

 Address:
300 Market Street
Williamsport,PA
Lycoming County,Pennsylvania
 Established:
May 1934
 Number of domestic offices:
20
Total assets$1,306M
Net income$13M
Net income,quarterly$3M
Total deposits$1,044M
Domestic deposits$1,044M
Equity capital$105M
ROA1.0%
ROAQ,quarterly0.97%
ROA,pretax0.97%
ROAQ,quarterly,pretax1.2%
ROE12.52%
ROEQ,quarterly12.18%
UpdatedMay 20, 2021

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Jersey Shore State Bank is a locally owned independent bank located in North Central Pennsylvania. Since its beginning on May 15, 1934 in Jersey Shore, Pennsylvania, the bank has enjoyed huge community support. The bank currently has branches in the Pennsylvania counties of Lycoming, Clinton Centre and Montour.

Penns Woods Bancorp, Inc., the bank's holding company was incorporated in 1983 and is located at 300 Market Street, Williamsport, PA 17701. Investment and insurance products are offered through the bank's subsidiary, The Comprehensive Financial Group.

The bank has always enjoyed consistent leadership, with only five Presidents. The bank's current President, Richard A. Grafmyre, was named to the position in October 2010. The bank currently employs approximately 200 people throughout the company.

Jersey Shore - Main Street Office
115 South Main Street
PO Box 5098
Jersey Shore, PA 17740
Phone: (570) 398-2213

Jersey Shore - Bridge Street Office
112 Bridge Street
Jersey Shore, PA 17740
Phone: (570) 398-4400

Centre Hall Office
2842 Earlystown Road
Centre Hall, PA 16828
Phone: (814) 364-1600

Danville Office
606 Continental Boulevard
Danville, PA 17821
Phone: (570) 271-1700

Duboistown Office
2675 Euclid Avenue
Williamsport, PA 17702
Phone: (570) 326-3731

Lock Haven Office
4 West Main Street
Lock Haven, PA 17745
Phone: (570) 748-7785

Mill Hall Office
Inside Wal-Mart
173 Hogan Boulevard
Mill Hall, PA 17751
Phone: (570) 748-8680

Montgomery Office
9094 Route 405 Hwy.
Montgomery, PA 17752
Phone: (570) 547-6642

Montoursville Office
820 Broad Street
Montoursville, PA 17754
Phone: (570) 368-1200

Spring Mills Office
3635 Penns Valley Road
Spring Mills, PA 16875
Phone: (814) 422-8836

State College
2050 North Atherton Street
State College, PA 16803
Phone: (814) 235-1710

Williamsport Office
300 Market Street
PO Box 967
Williamsport, PA 17701
Phone: (570) 322-1111
Mortgage: (570) 320-2015
Deposit Operations: (570) 320-2000

Zion Office
At the Y in Zion
100 Cobblestone Road
Bellefonte, PA 16823
Phone: (814) 383-2700