Citizens Bank of Lafayette, Tennessee was organized under state charter on April 10, 1909. There were 83 original stockholders who purchased $100 or $200 worth of stock. It was decided the bank would be known as Citizens Bank and it was incorporated for $12,000. On July 1, 1909, the bank opened for business at 218 Public Square in Lafayette. The bank continued to operate at this location until building a new location across the street in 1954. A modern building was constructed that featured lock boxes, a night-depository, and a drive-in window. The new building officially opened in 1957 and still operates as a branch office. In December 2004, Citizens Bank was recognized as the oldest business on the Public Square.
The bank continued to grow and additional branch offices were opened on Scottsville Road in Lafayette, in Red Boiling Springs, and in the Siloam Community. In 1994, the Siloam Branch was moved to Westmoreland. In 1986, the stockholders of Citizens Bank voted to form a one-bank holding company, Citizens Bancorp. In 1987, Citizens Bancorp acquired Bank of Celina. Smith County Bank was acquired in 1993. The holding company also owns Town and Country Finance Company with offices in Lafayette and Carthage. By 1998, Citizens Bank had outgrown its main office on the Public Square. A new state-of-the-art building was constructed at the corner of College Street and Highway 52 ByPass West. The new Main Office officially opened on May 24, 1998.
Continued prosperity led to Citizens Bancorp’s purchase of a majority interest in Liberty State Bank in July, 1999. Liberty State Bank has two offices in Lebanon, an office in Alexandria, an office in Smithville, and a home office in Liberty. The Board of Directors of Citizens Bank are: Charles E. Darnell, Chairman; Peter G. Williston, Chief Executive Officer; Joe Carter, President; Mike Reese; Tom McCall; Tony Polston; Cynthia McClard; Gail Srygley; and Ransom Jones. Citizens Bancorp’s Total Assets now exceed $380 million.
Scottsville Road
1108 Scottsville Road
Lafayette, TN 37083
Phone: 615-666-4677
Main Office
P.O. Box 155
311 East Main Street
Liberty, TN 37095
Phone: (615) 536-5101
Alexandria Office
100 North Public Square
Alexandria, TN 37012
Phone: (615) 529-2375
Smithville Office
735 South Congress Boulevard
Smithville, TN 37166
Phone: (615) 597-2265
Lebanon Office
1035 West Main Street
Lebanon, TN 37088-0744
Phone: (615) 444-4166
Lebanon Office - North Cumberland Street
214 North Cumberland Street
Lebanon, TN 37088-0999
Phone: (615) 449-4441
