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Northwest Georgia Bank, Financial Information

AboutNorthwest Georgia Bank

 Address:
5063 Alabama Highway
Ringgold,GA
Catoosa County,Georgia
 Established:
Aug 1904
 Number of domestic offices:
9
Total assets$451M
Net income$-8M
Net income,quarterly$-2M
Total deposits$369M
Domestic deposits$369M
Equity capital$22M
ROA-1.58%
ROAQ,quarterly-1.52%
ROA,pretax-1.52%
ROAQ,quarterly,pretax-1.52%
ROE-28.25%
ROEQ,quarterly-29.04%
UpdatedApr 11, 2013

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Northwest Georgia Bank is one of the largest community banks in the Chattanooga metropolitan area in Georgia. The bank offers a range of financing options for local farmers, new businesses and homes. With more than five branches in northwestern Georgia, it operates over 25 ATMs.

Northwest Georgia Bank provides a variety of certificates of deposit and checking and savings accounts. In addition, the bank offers personal, consumer and commercial loans. It also provides transaction processing and cash management solutions. Northwest Georgia Bank offers Internet and telephone banking solutions for bill payment and balance checking purposes. The bank is a member of the Federal Deposit Insurance Corporation and an Equal Housing Lender.

Main Office
706-965-3000
5063 Alabama Hwy
P.O. Box 789
Ringgold, GA 30736

Historical Data