Peoples Bank & Trust Co., Financial Information

About Peoples Bank & Trust Co.

 Address:
430 East Wood Street
Troy, MO
Lincoln County, Missouri
 Established:
Mar 1924
 Number of domestic offices:
8
Total assets$611M
Net income$8M
Net income, quarterly$2M
Total deposits$550M
Domestic deposits$550M
Equity capital$57M
ROA1.54%
ROAQ, quarterly1.67%
ROA, pretax1.67%
ROAQ, quarterly, pretax1.67%
ROE15.96%
ROEQ, quarterly17.51%
UpdatedMay 20, 2021

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Peoples Bank and Trust Co. was founded in 1924, as Peoples Bank of Hawk Point. It was the successor to the Bank of Hawk Point which was founded in the late 1800s. Peoples Bank was one of the few banks in the area to survive the Great Depression of the 1930s and only closed during the period that President Roosevelt declared the bank holiday, briefly closing all banks in the country.

In 1978, Peoples Bank of Hawk Point purchased Citizens Bank of Troy. On December 18, 1978, the name was changed to Peoples Bank of Lincoln County and the main offices opened in Troy, MO at the present location of 430 E. Wood.

In 1990, a second facility was built on Hwy 47 in Troy. Due to the expanding volume, a larger building was needed shortly thereafter. In 1998, Peoples Bank & Trust absorbed a new branch from Winfield Banking Company, which made the bank have five locations: Troy, Troy Facility, Hawk Point, O’Fallon and Winfield.

On March 1, 2005, Peoples Bank & Trust opened a new branch in Elsberry, MO in order to meet the needs of customers in northern Lincoln County. PB&T’s latest expansion has been in Bowling Green, MO. On September 21, 2007, Peoples Bank & Trust opened its first location in Pike County on Business Highway 61. PB&T currently employs approximately 150 employees throughout its seven branches and has over $400 million in assets.

Main Office
P.O. Box G
430 East Wood St.
Troy, MO 63379
Tel: (636) 528-7001
Fax: (636) 528-7016

Lobby: Mon-Thurs: 9:00-3:00, Fri: 9:00-6:00, Sat 9:00-12:00
Drive Up: Mon-Thurs: 8:30-5:30, Fri: 8:30-6:00, Sat 8:30-12:00