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Peoples Savings Bank, Financial Information

AboutPeoples Savings Bank

 Address:
328 Main Street
Elma,IA
Howard County,Iowa
 Established:
Jan 1927
 Number of domestic offices:
1
Agriculture bank
Total assets$58M
Net income$1M
Net income,quarterly$0M
Total deposits$47M
Domestic deposits$47M
Equity capital$6M
ROA1.76%
ROAQ,quarterly2.18%
ROA,pretax2.18%
ROAQ,quarterly,pretax2.28%
ROE18.48%
ROEQ,quarterly22.39%
UpdatedApr 11, 2013

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Peoples Savings Bank's vision is to be a well respected bank with an emphasis in agriculture serving the needs of community and surrounding area. The bank remains an efficient, profitable, community oriented, independent bank in an ever-changing world.

The bank offers Tiered Savings, Super N.O.W., and Christmas Club savings accounts as well as a tiered The Freedom Account account with minimum balances from $5. The bank also offer Crackin The Books savings accounts for children whose parent or guardian have an active checking account with Peoples Savings.

With a wide variety of loan products, the bank can service all of your borrowing needs. From ag production, equipment and real estate to consumer auto and home loans, banks loan officers are eager to help.

328 Main St.
P.O. Box 357
Elma, Iowa 5062

641-393-2301
641-393-2556
1-800-568-4210

Historical Data