Peoples State Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Peoples State Bank is a locally owned community bank established in 1913. Peoples State Bank is located in two northeast SD communities of Summit and Florence and is a full service bank. The bank offers a variety of banking and insurance services designed to fit your needs. Its friendly and experienced staff is ready to assist you.

Peoples State Bank’s Online Banking is for the convenience of its customers to offer information on bank products, inquire on their account activity and to make account transfers. All personal information is on a secure website and is password protected.

Main Location
401 Maple Street
PO Box 951
Summit, SD 57266
Phone: (605) 398-6111
Toll free: (855) 398-6111
Fax: (605) 398-6402

Branch Location
218 Main Street
PO Box 35
Florence, SD 57235
Phone: (605) 758-2175
Fax: (605) 758-2180