S&T Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

S&T Bank was founded in 1902 with a single location in Indiana, Pennsylvania and now provides a full range of financial services to families and businesses throughout the region. For more than a century, S&T has been a Main Street fixture in communities throughout western Pennsylvania. From the first time the company opened its doors as the “Savings & Trust Company of Indiana,” S&T has remained a dedicated community bank. Whether you need a checking or savings account, a debit card or a loan, S&T has a product that will fit your lifestyle.

Main Office
800 Philadelphia Street
Indiana, PA 15701
Tel: 724.349.0599
Fax: 724.465.1417

Direct Banking Center
355 North Fifth Street
Indiana, PA 15701
Tel: 724.349.1800
Fax: 724.465.6874

North Fourth Street
324 North Fourth Street
Indiana, PA 15701
Tel: 724.465.4808
Fax: 724.465.6672

Wayne Avenue
1107 Wayne Avenue
Indiana, PA 15701
Tel: 724.465.4871
Fax: 724.465.4872

Southtowne Plaza
3100 Oakland Avenue
Indiana, PA 15701
Tel: 724.465.6885
Fax: 724.465.3015

Indian Springs 3
2455 Route 286 South
Indiana, PA 15701
Tel: 724.465.4862
Fax: 724.465.5451

Homer City
34 North Main Street
Homer City, PA 15748
Tel: 724.479.5010
Fax: 724.479.5003

Resort Plaza
111 Resort Plaza Drive
Blairsville, PA 15717
Tel: 724.459.5903
Fax: 724.459.5993

Armagh
133 Philadelphia Street
Armagh, PA 15920
Tel: 814.446.5622
Fax: 814.446.6015

Blairsville Station
205 East Market Street
Blairsville, PA 15717
Tel: 724.459.0277
Fax: 724.459.0223