State Bank of Cold Spring, Financial Information

AboutState Bank of Cold Spring

 Address:
401 Main Street
Cold Spring,MN
Stearns County,Minnesota
 Established:
Jan 1908
 Number of domestic offices:
1
Total assets$76M
Net income$1M
Net income,quarterly$0M
Total deposits$69M
Domestic deposits$69M
Equity capital$7M
ROA1.03%
ROAQ,quarterly0.45%
ROA,pretax0.45%
ROAQ,quarterly,pretax0.45%
ROE11.29%
ROEQ,quarterly5.13%
UpdatedMay 20, 2021

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Chartered in 1908, the State Bank of Cold Spring has been an active member of the Cold Spring community for 100 years. The bank is now in its 100th year of serving the Cold Spring area with a well-trained and dedicated staff totaling over 400 years of banking experience. The bank is a local, family owned, independent community bank with its roots right here in Cold Spring. The State Bank of Cold Spring offers a wide variety of financial products and services to its customers at a reasonable price. The bank offers convenience of internet banking along with telephone banking.

State Bank of Cold Spring
401 Main Street
PO BOX 415
Cold Spring, MN 56320
Main phone: 320-685-8655
Fax: 320-685-8657
DIAL-A-BANK
320-685-7972