Sumner National Bank of Sheldon, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

In the 1850’s Edward C. Sumner I, a relative of Senator Charles Sumner for whom the Charles River and Sumner Tunnel in Boston, Massachusetts were named, found his way to northwestern Indiana and northeastern Illinois. There he purchased land and eventually became one of the areas cattle barons. In 1902, his son Jesse Sumner started a cattlemen’s bank in Stockland, Illinois – a common practice of the time for the convenience of the area ranchers who needed banking services.

In 2005 the bank opened its second location, in Watseka to further expand convenience and access for SNB’s customers.

Sumner National Bank can offer you a wide variety of mortgage loan products at very competitive rates and we offer some of the lowest fees in the area. The bank offers 10, 15, 20, and 30 year fixed rate fully amortizing loans, 5 year fixed rate balloon loans and Rural Housing Loans.

Sheldon Office
198 South 4th Street
Sheldon, IL 60966
Phone: 815-429-3331
Fax: 815-429-3333

Lobby Hours:
Mon-Wed: 9am - 3pm
Thur: 9am - 12noon
Fri: 9am - 6pm
Sat: 9am - 12noon
Automated Telephone Banking: 815-429-3323

Watseka Office
698 E. Walnut St.
Watseka, IL 60970
Phone: 815-432-4198
Fax: 815-432-4542

Lobby Hours:
Mon-Wed: 9pm - 3pm
Thur: 9am - 12noon
Fri: 9am - 6pm
Sat: 9am - 12noon

Drive-Thru Hours:
Mon-Wed: 8:15am - 5pm
Thur: 8:15am - 12noon
Fri: 8:15am - 6pm
Sat: 8:15am - 12noon