The Callaway Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

The Callaway Bank is the oldest independent community bank in Missouri. The Callaway Bank offers modern technology on a first name basis. Services like eAlerts, mobile banking, and Callaway Bank Rewards make your life a little easier. Over the past 156 years the bank have served its customers and communities with respect, integrity, honesty and fairness.

In 1857, the first bank in Callaway County was established in Fulton. Known as the “Fulton Branch, Western Bank of Missouri,” it was not actually a branch, as all stockowners and officers were local. In 1999, the bank opened its first facility in Columbia at 1600 Chapel Hill Road, followed by its second facility in 2002 at 3200 West Broadway and its third at 5600 Bull Run Drive near the Lake of the Woods exit. Today, The Callaway Bank has eight banking offices in Fulton, Columbia and Mokane, 15 ATM locations and Internet banking.

Lake of the Woods Bank
5600 Bull Run Drive
Columbia, Missouri 65201

North Drive-In Bank
2202 North Bluff Street
Fulton, Missouri 65251

South Bank
1101 S Business 54
P.O. Box 10
Fulton, Missouri 65251

Main Bank
Five East Fifth Street
P.O. Box 10
Fulton, MO 65251

Downtown Drive-In Bank
308 Market Street
Fulton, Missouri 65251

Chapel Hill Bank
1600 Chapel Hill Rd.
Columbia, MO 65203

West Broadway Bank
3200 West Broadway
Columbia, Missouri 65203

Steedman-Mokane Bank
10393 State Road C
Mokane, MO 65059