The Citizens Bank, Financial Information

AboutThe Citizens Bank

 Address:
500 West Broadway
Farmington,NM
San Juan County,New Mexico
 Established:
Jan 1905
 Number of domestic offices:
6
Total assets$772M
Net income$12M
Net income,quarterly$2M
Total deposits$654M
Domestic deposits$654M
Equity capital$77M
ROA1.66%
ROAQ,quarterly1.16%
ROA,pretax1.16%
ROAQ,quarterly,pretax1.16%
ROE16.18%
ROEQ,quarterly11.49%
UpdatedMay 20, 2021

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

The Citizens Bank was incorporated in Aztec, NM on January 16, 1905. Since that historic time the bank has expanded to 6 office locations and 9 ATMs in Farmington, Aztec and Bloomfield. Three locations offer extended hours and are open most holidays for its customer’s convenience. The Independent Community Bankers of America, the nation’s voice for community banks has named Citizens Bank as a “Top 20” industry earnings performer.

Citizens Bank is the largest locally owned community bank in San Juan County and the Four Corners area and the third largest locally owned bank in New Mexico. The banks primary areas of specialization include personal and small business deposit services, electronic services, and a full range of commercial, real estate and consumer lending.

Citizens Bank stays abreast of changes in the industry through attendance by employees at a combination of seminars, professional development courses, in-house training and industry-sponsored conventions. Information is also gathered from customer base and the community at large via focus groups and surveys to aid in the development of new products and services.

Citizens Bank is pleased to offer a variety of convenient banking services designed to meet individual goals through all phases of life. For over 100 years, Citizens Bank has partnered with local businesses to help them thrive financially. Whether it is opening a Totally FREE Checking Account for a new concern or designing a complex cash management system for a large company, Citizens can set you up with just the right deposit accounts.

Main Office
500 W. Broadway
Farmington, NM 87401
(505)599-0100

Animas Valley Office
4220 Hudson St.
Farmington, NM 87402

Aztec Office
215 S. Main
Aztec, NM 87410

Bloomfield Office
320 W. Broadway
Bloomfield, NM 87413

San Juan Office
2911 E. 20th St.
Farmington, NM 87401

Smith's Office
600 E. 20th St.
Farmington, NM 87401