The Farmers and Merchants Bank, Financial Information

AboutThe Farmers and Merchants Bank

 Address:
430 North Street
Caldwell,OH
Noble County,Ohio
 Established:
Jan 1912
 Number of domestic offices:
1
Total assets$114M
Net income$1M
Net income,quarterly$0M
Total deposits$96M
Domestic deposits$96M
Equity capital$17M
ROA1.12%
ROAQ,quarterly1.32%
ROA,pretax1.32%
ROAQ,quarterly,pretax1.62%
ROE7.48%
ROEQ,quarterly8.57%
UpdatedMay 20, 2021

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

From the time The Farmers and Merchants Bank was first organized in 1912, it has remained independently owned and operated. As a result, all banking decisions have been made at home and will continue to be made here. At The Farmers and Merchants, the Directors, Officers and Employees listen, explain, support and show a genuine concern for the welfare of their customers and their community.

Over the past one hundred years, the bank has generously donated hundreds of thousands of dollars to the community. Throughout the years, the bank has supported numerous area causes and events helping them reach their goals and fulfill their needs. Several years ago the bank employees got more involved and they formed an Employee Fund Raiser Committee. Each year the committee chooses the group or "cause" they are working for and hold fund raising events throughout the year. Then they donate all the proceeds to that year's designated group. The Employee Fund Raiser Committee has generously donated to help the area sporting programs, Relay for Life, the Happy Time Pool, area Volunteer Fire Departments, etc.

Since 1912, The Farmers and Merchants Bank has been providing financial services for businesses of Noble County and the surrounding area. Plus, The Farmers and Merchants Bank offers a wide range of loans and mortgages that enable you to have the freedom to live your life.

The Farmers and Merchants Bank
430 North Street
Caldwell, OH 43724
Business Office Phone Numbers
(740)732-5621, local
(888)881-5680, toll free
24 Hour Phone Banking Phone Numbers
(740)732-5256, local
(888)439-5494, toll free