The Farmers State Bank and Trust Company, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

The Farmers State Bank and Trust Company has been proudly serving the Morgan County Community for over 90 years. The Farmers State Bank and Trust Company was organized in 1910 under a charter issued by the State of Illinois.

The business of The Farmers State Bank and Trust Company grew as the community prospered. In July of 1941, the Bank moved to its current location at 200 West State Street, a building which is listed on the National Register of Historic Places. In 1976, the Bank opened a Full-Service Branch on West Morton Road in Jacksonville. Both the Main Bank and Full-Service Branch continue in operation today.

As The Farmers State Bank and Trust Company has grown and expanded, it has continually updated its banking services and systems. Similarly, as the financial needs within the community have changed, the services have been expanded and improved to meet the ever-changing needs of the customer base.

Main Bank
200 West State Street
Jacksonville, IL 62650
(217) 479-4000
TTY (217) 479-4150

West Morton Branch
1718 West Morton
Jacksonville, IL 62650
(217) 479-4000
TTY (217) 479-4150