Throughout almost 130 year-history, First National Bank and Trust has proudly served the people of Beloit, and surrounding communities in both Illinois and Wisconsin.
From the beginning, the Second National Bank was a success. Burdette P. Eldred was elected President in 1912. By the outbreak of the First World War, the Second National Bank was one of the most stable institutions in Beloit. In 1930 the bank proposed to expand its services to the Beloit community, and applied to the Federal Reserve Board for permission to create a Trust Department. Burdette P. Eldred passed away in 1951. His son, B.P. Eldred, Jr. was elected to succeed as President.
In March of 2003, FNBT successfully finalized the purchase of three Amcore offices in the communities of Clinton and Darien. In 2007 a branch was added in Janesville, Wisconsin. In 2009 three Amcore offices in the Monroe and Argyle communities were purchased. This acquisition increased First National Bank and Trust's offices to thirteen full service locations.