The First National Bank of Dryden, Financial Information

AboutThe First National Bank of Dryden

 Address:
7 West Main Street
Dryden,NY
Tompkins County,New York
 Established:
Jan 1902
 Number of domestic offices:
3
Total assets$194M
Net income$2M
Net income,quarterly$0M
Total deposits$172M
Domestic deposits$172M
Equity capital$21M
ROA0.95%
ROAQ,quarterly0.5%
ROA,pretax0.5%
ROAQ,quarterly,pretax0.45%
ROE9.2%
ROEQ,quarterly4.79%
UpdatedMay 20, 2021

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

The First National Bank of Dryden recycles deposits back to the Dryden and Cortland communities in the form of business, personal, education and home loans to better serve its' customers and keep resources in the community.

The First National Bank of Dryden offers personal savings and checking accounts as well as business checking accounts to meet the diverse needs of our customers and investors. Free regular checking accounts are available if you use direct deposit for paychecks, social security or pensions.

The First National Bank of Dryden offers Certificate of Deposit and Individual Retirement Accounts that will meet the individual needs of our customers and investors. The First National Bank of Dryden offers fixed rate mortgages and variable rate home equity line of credit mortgages. The First National Bank of Dryden offers various types of business loans to meet the needs of our business community.

The First National Bank of Dryden offers consumer goods and personal loans for home improvements, recreational vehicles, boats, appliances, lawn and garden equipment, vacations and other personal needs. The First National Bank of Dryden offers auto loans for new and used vehicles. The First National Bank of Dryden offers VISA card services for both personal and business purposes.

The First National Bank of Dryden offers Internet banking services, including bill pay, which gives you the convenience of banking from your home or office, twenty-four hours a day, seven days a week.

Dryden: 607.844.8141
Cortland: 607.753.0392
Fax: 607.844.8147