The First National Bank of Germantown, Financial Information

AboutThe First National Bank of Germantown

 Address:
17 North Main Street
Germantown,OH
Montgomery County,Ohio
 Established:
Sep 1863
 Number of domestic offices:
1
Total assets$76M
Net income$1M
Net income,quarterly$0M
Total deposits$69M
Domestic deposits$69M
Equity capital$7M
ROA0.85%
ROAQ,quarterly1.07%
ROA,pretax1.07%
ROAQ,quarterly,pretax1.35%
ROE9.42%
ROEQ,quarterly11.75%
UpdatedMay 20, 2021

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

First National Bank of Germantown is located 14 miles southwest of Dayton, OH in the historic village of Germantown. The Bank was organized on July 18, 1863 and chartered on September 19, 1863. It is the 86th bank to receive a charter and the 7th oldest bank in the United States - remaining one, of a few, of the original banks still in service today.

Farmers & Citizens Bank that was founded in 1906, with principal of $65,000. To better serve the community, on April 10, 1954, First National Bank and Farmers & Citizens Bank merged under the name of First National Bank and was housed in their facility. In 1971, built on the north side of the original structure was a 2,631 square foot addition that included a drive-thru.

In 1996, a branch office was opened inside Hinkle's IGA Super Store, located in Germantown's Triangle Station Shopping Plaza. In 1989 and 1999 respectively, branches were opened in Carlisle and Middletown, OH.

In July 2004, under the direction of President & CEO Thomas E. Winning, the Bank downsized by selling the Carlisle and Middletown branches to return to, and better focus on, its current and potential customers in the Germantown and Valley View Communities.

17 North Main Street, Germantown, Ohio 45327
Phone (937) 855-4151
Fax (937) 855-1192
24 hour ATM