The First Trust and Savings Bank of Watseka was established in 1909. he bank was originally capitalized with $93,750 and by December 2012 had capital in excess of $27,000,000 and assets exceeding $230,000,000. The First Trust and Savings Bank is routinely recognized as one of America’s strongest banks by national bank rating firms.
During 1993, The First Trust and Savings Bank created a bank holding company, First Trust Holdings, Inc. Also in 1993, The First National Bank of Clifton joined the Bank Holding Company. In December 2004 the two banks merged into The First Trust and Savings Bank.
The First Trust and Savings Bank of Watseka offers a variety of real estate loan products including fixed rate mortgages to fit your home purchase or refinancing needs. These include programs like USDA Rural Development-offering 100% fixed rate financing for 30 years. When you have your monthly mortgage payment deducted from a FTSB Checking or Savings account, you will receive $100 off closing costs. The bank offers Checking Value Packages, Debit / ATM Cards, Overdraft Protection Options, Savings Accounts, Certificates of Deposit, Individual Retirement Accounts, Health Savings Accounts.
Watseka Banking Center
120 East Walnut Street
P.O. Box 160
Watseka, IL 60970-0160
Phone: (815) 432-2494
Toll Free: 1-888-432-5695
Fax: (815) 432-4188
Clifton Banking Center
145 East Fifth Avenue
P.O. Box 38
Clifton, IL 60927-0038
Phone: (815) 694-2329
Fax: (815) 694-2719
