The Osgood State Bank, Financial Information

About The Osgood State Bank

 Address:
275 West Main Street
Osgood, OH
Darke County, Ohio
 Established:
Jan 1915
 Number of domestic offices:
5
Total assets$337M
Net income$4M
Net income, quarterly$1M
Total deposits$272M
Domestic deposits$272M
Equity capital$33M
ROA1.14%
ROAQ, quarterly1.03%
ROA, pretax1.03%
ROAQ, quarterly, pretax1.2%
ROE11.54%
ROEQ, quarterly10.5%
UpdatedMay 20, 2021

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

The Osgood State Bank was organized and incorporated on Aug. 19, 1915, in Darke County, Ohio. The Osgood State Bank was officially chartered on Dec. 31, 1915 and operated in 1916 at the northwest corner of the intersection of State Route 705 and State Route 716 in Osgood. Leo J. Wildenhaus served as the first Cashier.

In December 2006, Osgood State Bank began offering health savings accounts. An innovative solution to rising health-care costs, health savings accounts offer triple tax savings to those who qualify. Health Savings Accounts (HSAs) are the answer that many have been waiting for.

In mid-2009, the bank added an ATM at the State Liquor Store/Floyd’s Drive Thru in Lakeview. Growth has been very strong in Lakeview and the bank celebrated its one year anniversary there by hosting a customer appreciation day.

Today, Osgood State Bank offers all types of checking products, including free checking, savings and club accounts, time deposits, all types of loans and alternative investments. The Osgood State Bank currently have the Main Office in Osgood and branches in Ft. Loramie, Chickasaw and Lakeview. The Osgood State Bank also maintain a system of 9 convenient ATMs.

Over the past 94 years, Osgood State Bank has grown and developed significantly, from assets of just over $40,000 in 1915 to over $120.8 million today.

275 W Main St.
Osgood OH 45351
Osgood State Bank - Attn Loan Department
PO Box 29
Ft. Loramie, OH 45845-0029
Phone: 937/295-2900
Fax: 937/295-2977