The St. Henry Bank, Financial Information

AboutThe St. Henry Bank

 Address:
231 East Main Street
Saint Henry,OH
Mercer County,Ohio
 Established:
Jan 1905
 Number of domestic offices:
3
Agriculture bank
Total assets$357M
Net income$7M
Net income,quarterly$2M
Total deposits$301M
Domestic deposits$301M
Equity capital$51M
ROA2.17%
ROAQ,quarterly2.1%
ROA,pretax2.1%
ROAQ,quarterly,pretax2.1%
ROE14.81%
ROEQ,quarterly14.81%
UpdatedMay 20, 2021

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

The St. Henry Bank was established in 1905. The bank is now serving fifth generation customers, great, great grandchildren of the original patrons of The St. Henry Bank.

Due to the tremendous growth, the bank expanded its facilities into neighboring communities such as Maria Stein in 1975. A branch office was opened in The St. Henry Food Mart in April 2000 to offer extended morning and evening hours to its customers.

Customers are receiving a variety of cutting edge financial services, including internet banking, bill pay, ATM Debit Card Services, HSA Accounts and loans to meet all of its customers’ needs. A Loan Originator is on the road to serve the bank’s customers. Currently, about 70 percent of the bank’s loan portfolio is in agriculture, with the balance made up of commercial, home mortgage and installment loans.

231 E. Main Street P.O. Box 330 St. Henry, OH 45883 Phone: (800) 482-3001 Fax: (419) 678-3226