The State Bank and Trust Company, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

State Bank is the lead bank within the SB Financial Group family of companies. Rather than "branch offices" like most banks, The Bank provides customers with local Banking Centers throughout Ohio and North-Eastern Indiana. The Bank is able to provide customers with local attention to their banking needs and ultimately better service.

Lima Banking Center
930 W. Market Street
Lima, OH 45805

Main Banking Center
401 Clinton Street
Defiance, OH 43512
P 419.783.8950

Sylvania Banking Center
6401 Monroe Street
Sylvania, OH 43560
P 419.882.2145
F 419.885.5216

Dublin Loan Production Office
109 South High Street
Dublin, OH 43017
P 614.336.7779

Delta Banking Center
312 Main Street
Delta, OH 43515
P 419.822.3311
F 419.822.4806

Paulding Banking Center
220 North Main Street
Paulding, OH 45879
P 419.399.5270
F 419.399.2533

Montpelier Banking Center
1201 East Main Street
Montpelier, OH 43543
P 419.485.5521
F 419.485.2047

Luckey Banking Center
235 Main Street
Luckey, OH 43443
P 419.833.3401
F 419.833.3663

North Fort Wayne Banking Center
12832 Coldwater Road
Fort Wayne, IN
P 260.637.2419
F 260.637.8923

Angola Loan Production Office
908 N Wayne Street Suite A
Angola, IN 46703
P 260.665.6100