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The Waterford Commercial and Savings Bank, Financial Information

AboutThe Waterford Commercial and Savings Bank

 Address:
20115 State Route 339
Waterford,OH
Washington County,Ohio
 Established:
Jan 1908
 Number of domestic offices:
2
Total assets$54M
Net income$0M
Net income,quarterly$0M
Total deposits$47M
Domestic deposits$47M
Equity capital$7M
ROA0.78%
ROAQ,quarterly0.76%
ROA,pretax0.76%
ROAQ,quarterly,pretax0.91%
ROE5.75%
ROEQ,quarterly6.0%
UpdatedMay 20, 2021

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

The Waterford Commercial and Savings Bank is a commercial bank, state charter and Fed nonmember, supervised by the FDIC. The Waterford Commercial and Savings Bank offers Personal/Auto Loans, Mortgage Loans, Home Equity Loans, Commercial Loans, CD's, Savings Accounts. The Waterford Bank uses an 18, 36, 48 or 60 month certificate of deposit to fund the IRA accounts.

Waterford Office 20115 St Rt 339, PO Box 65 Waterford, OH 45786 (740) 984-2357 Crooksville Office 250 West Main St Crooksville, OH 43731 (740) 982-2900

Historical Data