Troy Bank & Trust Company, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Troy Bank & Trust is a financial institution that provides an assortment of banking products and services to individuals and businesses in Elba, Ala. The bank provides a wide range of banking and investment services to consumers, small businesses and commercial organizations.

It offers checking and savings accounts, credit cards, overdraft protection, trust services and mortgage programs. The bank s features include certificates of deposit, individual retirement accounts and mutual funds. The bank s lending services include automobiles, agricultural, construction and real estate loans. It assists businesses with lines of credit, insurance products, and brokerages and investments.

1000 Highway 231 S Troy, Alabama 36081-3105 United States
Mon - Wed 8:30 am - 4:00 pm
Thu 8:30 am - 5:00 pm
Fri 8:30 am - 5:30 pm
Sat 8:30 am - 12:00 pm