Union Bank & Trust Company, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Union Bank & Trust Company has been serving Overton County and the surrounding communities for almost 70 years. The bank is a full service bank with a personal touch. With 2 convenient locations in Livingston and Rickman, Union Bank & Trust Company provides a full array of financial services while keeping its focus on you, the customer.

Union Bank & Trust Company was chartered on October 25, 1932, formed by the uniting of Old Farmer's Bank and Citizen's Bank with capitol stock of $50,000.00. The bank was moved to present location at 201 East Main Street in November, 1965 with a grand opening on November 24, 1965.

Union Bank & Trust Co. serves the banking needs of Overton County and surrounding communities providing financial services including: Loans, Checking Accounts, Savings Accounts, Certificates of Deposit, Christmas Clubs, Night Depository, Drive-In Window Service, Direct Deposit.

Livingston
Main Office (ATM onsite)
201 East Main Street
Livingston, TN 38570
Phone: 931-823-1247
FAX: 931-823-7313

Rickman
Highway 42
Rickman, TN 38580
Phone: 931-498-2814
FAX: 931-498-2875