Union State Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

The origin of Union State Bank dates all the way back to 1928 in Florence, Texas when three banks; Florence State Bank, Brigg's State Bank, and Farmer's State Bank merged in an effort to weather the Great Depression. This union created a small town bank that not only survived, it thrived for 80 years.

Originally, Union State Bank served the rural areas surrounding the town of Florence. However, the 1990's brought about unprecedented growth that resulted in the opening of four new branches; Killeen in 1990, Georgetown in 1993, Round Rock in 1997, Liberty Hill in 1997 and Harker Heights in 2006. Amid the rapid growth and development of Bell and Williamson Counties, Union State Bank evolved into a full service financial institution that serves both urban and rural communities.

Main Branch
100 East Main Street
P.O. Box 600
Florence, TX 76527

Killeen
120 North Gray Street
P.O. Box 790
Killeen, TX 76540

South Killeen
2201 E Stan Schlueter Loop
Suite B
P.O. Box 11959
Killeen, TX 76542

Georgetown
1100 Williams Drive
Georgetown, TX 78628
(512) 869-8181

Liberty Hill
13601 West Hwy 29
Liberty Hill, TX 78642
(512) 515-6300

Round Rock
902 Palm Valley Blvd. (Hwy 79 E)
Round Rock, TX 78664
(512) 246-6800

Harker Heights
345 E FM 2410
Harker Heights, TX 76548

Temple
3957 Raleigh Dr.
Temple, TX 76503