United Bank of Michigan, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

United Bank got its start back in 1887 as the Wayland Exchange Bank. Over the years, the bank have opened branches across West Michigan and added a mortgage corporation, investment center, even a full-service insurance agency.

Throughout the 1990s and into the 21st Century, United Bank continued to expand its footprint throughout western Michigan and expanded its offerings of high value financial products and services, now including many insurance and investment options, through both individual personal service as well as ever-expanding technology driven options to meet the ever-changing needs of its clientele.

United Bank also remains deeply committed to the many communities it serves – including the one where it got its start.

United Bank Mortgage Corp.
900 E. Paris Ave. SE
Grand Rapids, MI 49546
p. (616) 559-7000 or toll-free (800) 968-1990

United Investment Center
1131 W. Superior St.
Wayland, MI 49348
p. (269) 792-0362 or toll-free (877) 908-5242
f. (269) 792-2922

United Bank Ins. Agency
1131 W. Superior St.
Wayland, MI 49348
p. (269) 792-6730 or toll-free (800) 968-1988
f. (269) 792-3590