Unity Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Unity Bank is a $171 million asset community bank serving 10 convenient locations. In today’s environment of bank mergers and less personalized banking, Unity Bank provides timely service in a friendly, confidential atmosphere.

Unity Bank was organized on April 18, 1882 and was known as the oldest bank on the Northern Pacific Railway between the Twin Cities and Duluth. In 1907 the bank was incorporated as State Bank of Rush City and subsequently weathered the "Great Depression" as well as the "Banking Crisis of the 80’s". The bank’s name was changed to First State Bank of Rush City in 1974. On January 1, 2007 the charters of Crosby and Staples were merged with Rush City to become Unity Bank.

Augusta
207 W Lincoln Street
PO Box 461
Augusta, WI 54722
715-286-2223 Phone
1-877-440-2223 Toll Free
715-286-5766 Fax

Fall Creek
103 E Lincoln Street
Fall Creek, WI 54742
715-877-2311 Phone
1-877-440-2223 Toll Free
715-877-3433 Fax

Brainerd
724 W Washington Street
Brainerd, MN 56401
(218) 454-7400 Phone
(218) 454-7401 Fax