Waterman State Bank, Financial Information

About Waterman State Bank

 Address:
244 West Lincoln Street
Waterman, IL
DeKalb County, Illinois
 Established:
Aug 1908
 Number of domestic offices:
1
Total assets$61M
Net income$1M
Net income, quarterly$0M
Total deposits$39M
Domestic deposits$39M
Equity capital$7M
ROA1.77%
ROAQ, quarterly2.18%
ROA, pretax2.18%
ROAQ, quarterly, pretax4.83%
ROE16.92%
ROEQ, quarterly20.75%
UpdatedMay 20, 2021

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Waterman State Bank, founded by Humphrey Roberts in 1891, has been a pillar of the local Waterman and surrounding Southern DeKalb County community for over 110 years. The family pioneered Waterman State Bank's leadership for more than 75 years. The legacy of which still carries on today.

Carry a Visa debit card instead of cash and save trips to the ATM. A Visa debit card links to your Waterman State Bank checking account. From crop fields to Wrigley Field, your Waterman State Bank accounts are never far away with Online Banking and Bill Pay. Access your accounts at the click of a button, anywhere and anytime you have an internet connection.

Waterman State Bank
248 W. Lincoln Hwy.
Waterman, IL 60556
Phone: (815) 264-3201
Fax: (815) 264-3523