Williamsville State Bank & Trust, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Locally owned and managed for over 120 years, Williamsville State Bank and Trust holds true to the philosophy that friendly personal service and good local decision making are two of the most important reasons that you’ll enjoy banking with Williamsville State Bank and Trust. Williamsville State Bank & Trust offers a full line of personal and commercial services. The bank is large enough to handle all your needs, but small enough to say hi when you walk on in.

For just a $100 initial deposit you will receive the benefits of its free checking account. This account requires no minimum balance and allows unlimited check writing. There are no monthly service fees with this account. The NOW Account offers customers an interest bearing checking account with a minimum daily balance of $1,500. If the balance goes below $1,500 any day during the cycle there will be a $5.00 monthly maintenance charge as well as a .10 charge per item. This account is for personal use only.

Springfield Branch
3341 Old Jacksonville Road
Springfield, Il 62711
Phone: (217) 698-9728
Fax: (217) 787-5150

Springfield Branch at Chatham Square
1748 Wabash
Springfield, IL 62704
Phone: (217) 698-9728
Fax: (217) 698-6356

Sherman Branch
480 S. Crossing Drive
P.O. Box 267
Sherman, IL 62684
Phone: (217) 698-9728
Fax: (217) 496-2961

Williamsville Branch
512 W. Main Street
P.O. Box 379
Williamsville, IL 62693
Phone: (217) 698-9728
Fax: (217) 566-3438