Wisconsin Bank & Trust, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Wisconsin Bank & Trust is a community bank serving the Madison, Wisconsin; Brown County, Dane County, Sheboygan County, Green County and Grant County areas. With offices in Madison, Cottage Grove, DePere, Fitchburg, Hazel Green, Lancaster, Middleton, Monroe, Platteville and Sheboygan. Wisconsin Bank & Trust offers individuals and businesses a wide array of products and services.

With an innovative spirit and a commitment to customer service, Wisconsin Bank & Trust provides a wide variety of banking products and services. Wisconsin Bank & Trust is also a significant provider of investment management services. HTLF Investment Services provides access to securities and insurance products offered through LPL Financial and its affiliates, Member FINRA/SPIC. Finally its Wealth Management provides investment management services to individuals and businesses.

Wisconsin Bank & Trust is a subsidiary of Heartland Financial USA, Inc., a $5.9-billion financial services company dedicated to the principles of community banking: Community involvement, an active board of directors, local presidents and local decision making.

Main Bank Office
119 Junction Road
Madison, WI 53717
Phone: 608.203.1200
Fax: 608.203.1210

Lancaster Office
305 South Madison Street
P.O. Box 229
Lancaster, WI 53813
Phone: 608.723.6666
Fax: 608.723.6106

Cottage Grove Office
580 N. Main St
Cottage Grove, WI 53527
Phone: 608.839.5171
Fax: 608.839.9210

Middleton Office
5310 Century Ave
Middleton, WI 53562
Phone: 608.829.0500
Fax: 608.829.0518

DePere Office
1510 Mid Valley Dr.
DePere, WI 54115
Phone: 920.983.5000

Monroe Office
1717 10th St.
P.O. Box 100
Monroe, WI 53566
Phone: 608.328.4000
Fax: 608.328.4083

Hazel Green Office
3525 Percival Street
Hazel Green, WI 53811
Phone: 608.854.2090
Fax: 608.854.2092

Platteville Office
10 Keystone Pkwy
P.O. Box 264
Platteville, WI 53818
Phone: 608.348.7777
Fax: 608.348.7100

Sheboygan Office
4706 S. Taylor Dr.
Sheboygan, WI 53081
Phone: 920.803.6000

Milwaukee Office
20300 Watertower Boulevard
Suite 210
Brookfield, WI 53005
Phone: 262.373.6360

Green Bay Office
3008 Walker Drive
Suite A
Green Bay, WI 54311
Phone: 920.593.7550

Madison Office
2310 Crossroads Dr
Suite 2200
Madison, WI 53718
Phone: 608.807.2326