Ballston Spa National Bank, Financial Information

About Ballston Spa National Bank

 Address:
87 Front Street
Ballston Spa, NY
Saratoga County, New York
 Established:
Jan 1838
 Number of domestic offices:
13
Total assets$687M
Net income$5M
Net income, quarterly$1M
Total deposits$606M
Domestic deposits$606M
Equity capital$57M
ROA0.78%
ROAQ, quarterly0.78%
ROA, pretax0.78%
ROAQ, quarterly, pretax0.9%
ROE9.2%
ROEQ, quarterly9.5%
UpdatedMay 20, 2021

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Ballston Spa National Bank provides community banking to the families and business located in Saratoga County and neighboring communities. Ballston Spa National Bank is a subsidiary of Ballston Spa Bancorp, Inc. Stock in Ballston Spa Bancorp, Inc. is traded under bspa.ob.

Ballston Spa National Bank (BSNB)
NMLS #463976
990 State Rt 67, Ballston Spa, NY 12020
Direct: (518) 363-8107
Office: (518) 885-6781 Ext. 8107