Bremer Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Bremer Bank is owned by both its employees and the Otto Bremer Foundation. The Otto Bremer Foundation owns 92 percent of Bremer’s holdings, and Bremer employees own the remaining eight percent. It’s a unique ownership structure that empowers employees to think beyond financial services to the needs of their communities where they live and work.

Bremer Bank makes decisions locally, while offering products and services with a global reach to help clients succeed. The bank have offices throughout Minnesota, North Dakota and Wisconsin. Thousands of MoneyPass® ATMs nationwide, and online banking anywhere, anytime. Whether you need to open a checking account, save for tomorrow, get credit, apply for a loan, plan your investments or insure your future, you’ll find Bremer as the financial partner that takes action on your behalf. The bank offers Checking and Savings accounts, CDs, Debit Card, Loans, Investment Mgmt & Trust, Brokerage Services, Insurance, 401k Accounts, IRAs.

Bremer Bank
1100 St. Germain Street
Saint Cloud, MN 56301
Stearns County

Bremer Bank
345 Fourth Avenue
International Falls, MN 56649
Koochiching County

Bremer Bank
730 West Bridge Street
Owatonna, MN 55060
Steele County