Century Bank and Trust, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Founded in 1890, Century Bank and Trust continues to provide a comprehensive range of products and services to the Michigan, Indiana and Ohio areas.

With a focus on growing the local communities, Century and it's employees proudly support over 250 local charities, events and organizations. Century Bank and Trust has offices in: Bronson, Coldwater, Nottawa, Quincy, Reading, Sturgis and Three Rivers.

As an independent community bank, Century Bank and Trust makes its business decisions locally for the continued success of its customers. Century's goal is to keep the local area's communities financially strong and growing and Century uses its deposits to make loans to local businesses and retail customers so the money stays within the community.

Specializing in building relationships with its customers and communities, Century focuses on long-term, multiple account relationships and customized products that fit customer needs. Within the community, Century Bank and Trust, is proud to support over 250 local charities, events and organizations.