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Charis Bank, Financial Information

About Charis Bank

 Address:
412 South Highway 156
Justin, TX
Denton County, Texas
 Established:
Jan 1907
 Number of domestic offices:
3
Total assets$184M
Net income$-2M
Net income, quarterly$0M
Total deposits$152M
Domestic deposits$152M
Equity capital$32M
ROA-1.07%
ROAQ, quarterly-0.31%
ROA, pretax-0.31%
ROAQ, quarterly, pretax-0.31%
ROE-4.59%
ROEQ, quarterly-1.58%
UpdatedMay 20, 2021

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Justin State Bank was chartered in Texas in 1907 and serves Justin and the surrounding areas. The bank prides itself on personalized customer service and hometown atmosphere. Customers at Justin State Bank are known by their first name and treated like part of the family. Justin State Bank is under the leadership of a Board of Directors that serves the bank, its stockholders, employees and customers.

The bank has had three locations, each along what is now Highway 156. The original brick building with the Citizens Bank name on the front was dismantled, brick by brick, and reassembled in Old City Park in Dallas as a historical site. Justin State Bank was founded on the spirit of hometown banking and is still committed to providing customers with exceptional customer service.

Justin State Bank
412 South Highway 156
Justin, TX 76247

Historical Data