Citizens Bank Minnesota, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Citizens Bank Minnesota is a community-owned and operated bank, with its main office located in New Ulm and branch offices in Lafayette, La Salle, and Lakeville, Minnesota. In June of 2009 bank opened their newest online branch, eWorld.

Chartered in 1876, Citizens Bank Minnesota is one of the oldest banks in Minnesota with over 135 years of strength and stability. Bauer Financial, an independent bank rating company, consistently awards Citizens Bank Minnesota their highest 5-Star rating. This rating is based on liquidity and several measurements of safety and security.

Citizens Bank Minnesota offers a variety of farm real estate loans for purchasing land, tiling, refinancing real estate, new construction, or building improvements.

New Ulm
105 North Minnesota Street
New Ulm, MN 56073
Phone: 507-354-3165
Fax: 507-359-1313
Toll-Free: 800-549-0194

Lafayette
701 Main Avenue
Lafayette, MN 56054
Phone: 507-228-8283
Fax: 507-228-8342
Toll-Free: 800-459-7563

La Salle
102 South Broadway
La Salle, MN 56056
Phone: 507-375-3537
Alternate Phone: 507-642-3121
Fax: 507-642-3651
Toll-Free: 877-308-9546

Lakeville
18476 Kenrick Avenue
Lakeville, MN 55044
Phone: 952-469-1919
Fax: 952-898-1818