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Citizens Bank of Cape Vincent, Financial Information

About Citizens Bank of Cape Vincent

 Address:
154 Broadway St
Cape Vincent, NY
Jefferson County, New York
 Established:
Jan 1919
 Number of domestic offices:
3
Total assets$78M
Net income$0M
Net income, quarterly$0M
Total deposits$70M
Domestic deposits$70M
Equity capital$7M
ROA0.36%
ROAQ, quarterly0.08%
ROA, pretax0.08%
ROAQ, quarterly, pretax0.19%
ROE3.71%
ROEQ, quarterly0.86%
UpdatedMay 20, 2021

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Cape Vincent was established in 1919 as a state charted commercial bank located at 154 Broadway Cape Vincent NY 13618. This location provides a full line of services including an ATM, all types of loans, checking, savings, certificate of deposits and safe deposit boxes.

The Broadway location is the original and continues to be the home office of the bank which now exceeds over $40 million in total assets and 7200 customers. As the bank continue to grow its customer services in July of 2007 Cape Vincent completed a major upgrade with the installation of the banks ATM located in the front of the building.

The Chaumont branch originally opened in November 1986 and was located next to the Big M grocery store at 12084 Co. Rt. 12E, Chaumont, NY 13622. In July 2007 the bank relocated to the former Crescent Hotel site and opened a state of the art full service branch with two drive ups, night drop and ATM, along with expanding business hours to include Saturdays mornings (seasonal) from 9 to 12 – Drive Through only.

The Lafargeville branch opened in March of 2007 and is located inside the Agway/True Value store at 20410 NYS Rte. 411, LaFargeville, NY 13656. The branch provides a complete line of services, including a night drop and ATM.

Historical Data