Citizens State Bank of Hayfield, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Citizens State Bank of Hayfield commenced business on June 10,1910. The temporary banking site was located in Peterson Hall. In 1920 a new bank was constructed and occupied until November 17, 2003, when the bank moved to its new location on the corner of Highway 30. The Mantorville branch has been in its current location since 1981. The Dodge Center branch was acquired in May of 2010.

From the very beginning, Citizens State Bank has always had a commitment to Hayfield, Mantorville, Dodge Center and the surrounding communities to deliver top of the line products and services. Citizens State Bank of Hayfield's financial services include competitive loan and deposit rates, telephone banking and internet banking.

Hayfield
216 1ST Ave NE
Hayfield, MN 55940
Phone: 507-477-2212
Fax: 507-477-3200

Dodge center
42 Main Street West
Dodge Center, MN 55927
Phone: 507-374-6090
Fax: 507-374-6091

Mantorville
402 North Main Street
Mantorville, MN 55955
Phone: 507-635-2481
Fax: 507-635-5153