Commercial Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Chartered in 1910 as a state chartered bank, Commercial Bank has been a source of strength in its community for over 100 years. Commercial Bank has always been a leader in technological innovation, being the first bank in the community to embrace computer technology and the first to offer ATM service.

During 2000, Commercial Bank reached a significant milestone, by becoming a bank of $100 million in total assets. It's an important distinction within the community bank industry.

Physical Locations:
Index Branch - 1771 West Main St. West Liberty, KY 41472
Main Street - 596 Main St. West Liberty, KY 41472
Operations Dept - 151 University Drive, West Liberty, KY 41472

Mailing Address:
PO Box 635
West Liberty, KY 41472

Phone & Fax:
Phone: (606) 743-3195
Fax - Index Branch: (606) 743-9824
Fax - Main Street: (606) 743-2424
Fax - Operations: (606)743-3192