Commercial State Bank, of Wagner, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Commercial State Bank is dedicated to meeting the financial needs of its customers in and around the Wagner area by providing high quality and creative financial services through a skilled professional staff. Commercial State Bank of Wagner remains independent community bank.

Commercial State Bank can help you find the checking account that best fits your banking needs from the various options they have available: Business Regular Checking, Checking, Image Plus Checking. Whatever you may be saving for, Commercial State Bank has a variety of good options to get you there, and they are all FDIC insured for guaranteed safety.

Commercial State Bank offers a credit card service with no annual fee and payments can be made at the bank or set up as an automatic charge taken from your checking or savings account. Commercial State Bank offers a full range of loan services.

Commercial State Bank
204 S. Main
P.O. Box 220
Wagner, SD 57380-0220
(605) 384-3646
1-800-669-4060
Fax (605) 384-3403

Banking Hours:
Main Lobby Hours:
9:00-3:00 Monday-Friday
9:00-12:00 Saturday
Drive In/Walk Up:
8:30-5:30 Monday-Friday
8:30-12:00 Saturday