Community State Bank, Financial Information

About Community State Bank

 Address:
1812 Highway Boulevard
Spencer, IA
Clay County, Iowa
 Established:
Jan 1914
 Number of domestic offices:
4
Total assets$244M
Net income$2M
Net income, quarterly$1M
Total deposits$205M
Domestic deposits$205M
Equity capital$25M
ROA1.12%
ROAQ, quarterly0.88%
ROA, pretax0.88%
ROAQ, quarterly, pretax0.92%
ROE10.28%
ROEQ, quarterly8.12%
UpdatedMay 20, 2021

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.