Edgewater Bank, Financial Information

About Edgewater Bank

 Address:
321 Main Street
Saint Joseph, MI
Berrien County, Michigan
 Established:
Jan 1910
 Number of domestic offices:
5
Total assets$222M
Net income$2M
Net income, quarterly$1M
Total deposits$195M
Domestic deposits$195M
Equity capital$20M
ROA0.9%
ROAQ, quarterly0.93%
ROA, pretax0.93%
ROAQ, quarterly, pretax1.21%
ROE10.12%
ROEQ, quarterly11.01%
UpdatedMay 20, 2021

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.